10434 Villa View Cir
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Nearby Schools
Educational options and performance ratings in the area.
Heritage Elementary School
Benito Middle School
Wharton High School
Tampa, FL Investment Analysis (2026)
Cap Rate Range: 5.8% - 6.9% · Median Rent: $2,600/mo · Effective Tax: 0.91%
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Haven AI Verdict
Data provided by Haven AI. Disclaimer
Haven AI
While the $169,000 entry price is attractive for the Tampa market, a conservative analysis reveals a significant yield trap. A 6.88% gross rental yield is insufficient for a Florida condo once non-discretionary expenses are factored in. Florida's strict structural reserve laws (SB-4D/SB-154) and rising master insurance premiums frequently cause HOA fees to escalate, often consuming 30-50% of gross revenue. With an estimated net cap rate likely falling below 3.5% after accounting for taxes, maintenance, and vacancy, the property underperforms risk-free assets. The investment relies too heavily on 4% appreciation rather than sustainable cash flow, making it vulnerable to market corrections.
- • Accessible price point for entry-level investors
- • High-demand 2B/2B configuration suitable for roommates or small families
- • Located in a high-growth MSA with 4% projected appreciation
- • Heavy cash flow compression due to high Florida condo HOA fees
- • Risk of special assessments related to mandatory structural integrity reserve studies
- • Volatile property insurance market in Florida impacting net operating income
- • Low net cap rate fails to provide a sufficient risk premium over treasury yields
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-07-01 | Listing removed | $169,000 | $144 |
| 2026-02-27 | Price change | $169,000 | $144 |
| 2026-01-22 | Listed for sale | $175,000 | $149 |
| 2025-10-28 | Listing removed | $198,500 | $169 |
| 2025-04-25 | Listed for sale | $198,500 | $169 |
| 2015-05-07 | Listing removed | $1,000 | $1 |
| 2015-04-10 | Listed for rent | $1,000 | $1 |
| 2013-12-29 | Listing removed | $1,050 | $1 |
| 2013-10-29 | Listed for rent | $1,050 | $1 |
| 2012-08-11 | Listing removed | $995 | $1 |
| 2012-07-14 | Listed for rent | $995 | $1 |
| 2005-12-12 | Sold | $179,200 | $153 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $2,087.29 | $92,965 |
| 2024 | $1,954.55 | $84,514 |
| 2023 | $1,852.37 | $76,831 |
| 2022 | $1,732.75 | $69,846 |
| 2021 | $1,483.96 | $63,496 |
| 2020 | $1,433.29 | $57,724 |
| 2019 | $1,337.35 | $52,476 |
| 2018 | $1,337.35 | $83,861 |
| 2017 | $1,265.08 | $70,376 |
| 2016 | $1,132.42 | $39,425 |
| 2015 | $966.93 | $35,841 |
| 2014 | $823.34 | $32,583 |
| 2013 | $823.34 | $29,621 |
| 2012 | $638.96 | $26,928 |
| 2011 | $659.69 | $30,869 |
| 2010 | $715.86 | $30,013 |
| 2009 | $1,405.73 | $61,910 |
| 2008 | $2,106.74 | $94,053 |
| 2007 | $3,111.37 | $145,247 |
| 2006 | $3,393.96 | $144,013 |
Property Specs
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Multi-factor yield grade
NOI: $13,823/yr
On $38,870 invested
Prime loan qualification
Equity + cumulative cash
Monthly Cash Flow Breakdown
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