6130 Oak Cluster Cir
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
Nearby Schools
Educational options and performance ratings in the area.
Morgan Woods Elementary School
Webb Middle School
Leto High School
Tampa, FL Investment Analysis (2026)
Cap Rate Range: 5.8% - 6.9% · Median Rent: $2,600/mo · Effective Tax: 0.91%
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Haven AI Verdict
Data provided by Haven AI. Disclaimer
Haven AI
At a $249,000 price point, this Tampa townhouse offers an accessible entry into a high-growth market, but the financial metrics demand a conservative approach. A gross rental yield of 5.85% is marginal for Florida, where escalating insurance premiums, property taxes, and HOA fees significantly compress Net Operating Income (NOI). While the 3-bedroom configuration is attractive for long-term family tenants, the thin margin between gross yield and operating expenses suggests that cash flow may be neutral or even slightly negative after accounting for a 5% vacancy rate and a 10% maintenance reserve. Investors must verify the HOA’s reserve funds and the age of the roof and HVAC to prevent capital expenditures from eroding the projected 4% appreciation gains.
- • Accessible entry-level price point for the Tampa MSA
- • 3-bedroom layout provides higher utility and lower tenant turnover
- • Located in a region with strong historical appreciation and population growth
- • Gross yield of 5.85% is low relative to current debt service costs and inflation
- • High sensitivity to rising Florida property insurance and HOA assessments
- • Capital expenditure risk for older townhouse units can severely impact annual cash flow
- • Projected net cash flow is likely thin after conservative expense budgeting
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-02-28 | Listed for sale | $249,000 | $220 |
| 2018-04-21 | Sold | $88,900 | $79 |
| 2018-03-19 | Listed for sale | $79,900 | $71 |
| 2018-01-09 | Listing removed | $80,545 | $71 |
| 2017-10-20 | Listed for sale | $79,947 | $71 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2024 | $2,818.71 | $112,639 |
| 2023 | $2,628.22 | $102,399 |
| 2022 | $2,454.89 | $93,090 |
| 2021 | $2,071.18 | $84,627 |
| 2020 | $1,760.39 | $76,934 |
Property Specs
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Multi-factor yield grade
NOI: $11,774/yr
On $57,270 invested
Negative debt coverage
Equity + cumulative cash
Monthly Cash Flow Breakdown
Similar Properties Nearby
Explore other investment opportunities in Tampa.