OFF_MARKETRisky Deal6 days on market
2601 Portside Dr
2601 Portside Dr, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
2601 Portside Dr, Fernandina Beach, FL 32034
Loc: Fernandina Beach, FL
Days Listed
6
Tax Assessed
$824k
Zestimate®
$919k
Market Rate
Lot Size
8,803 sqft
Rent Estimate
$3,413/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.
4.9
Safety Score
A+
Schools
Nearby Schools
Educational options and performance ratings in the area.
6
Fernandina Beach High School
PK,3,8-12
0.6 mi away
10
Fernandina Beach Middle School
6-8
0.5 mi away
N/A
Southside Elementary School
PK-2
1.3 mi away
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
1.48%
Total ROI
-8.9%
Cash Flow
$-4,445/mo
DSCR
0.24
Was this AI Verdict accurate?
Data provided by Haven AI. Disclaimer
Checking Access...
Haven AI
Analyzing property data...
Checking Access...
10-Year Price Projection
Price & Tax History
Price History
| Date | Event | Price | Price/sqft |
|---|---|---|---|
| 2026-08-17 | Sold | $918,810 | $389 |
| 2026-07-09 | Pending sale | $965,000 | $409 |
| 2026-06-25 | Price change | $965,000 | $409 |
| 2026-04-30 | Price change | $1,025,000 | $435 |
| 2026-03-31 | Price change | $1,075,000 | $456 |
| 2026-02-20 | Listed for sale | $1,125,000 | $477 |
| 2020-02-14 | Sold | $689,000 | $292 |
| 2020-01-02 | Listed for sale | $689,000 | $292 |
| 2019-08-21 | Listing removed | $699,000 | $296 |
| 2019-08-20 | Price change | $699,000 | $296 |
| 2019-07-22 | Listed for sale | $714,900 | $303 |
| 2016-01-29 | Sold | $87,500 | $37 |
| 2015-12-09 | Pending sale | $100,000 | $42 |
| 2015-11-23 | Listed for sale | $100,000 | $42 |
| 2015-07-17 | Listing removed | $100,000 | $42 |
| 2015-04-25 | Listed for sale | $100,000 | $42 |
| 2015-03-16 | Listing removed | $110,000 | $47 |
| 2014-09-20 | Price change | $110,000 | $47 |
| 2014-05-03 | Listed for sale | $115,000 | $49 |
| 2014-03-30 | Listing removed | $115,000 | $49 |
| 2014-02-27 | Price change | $115,000 | $49 |
| 2013-09-28 | Listed for sale | $116,000 | $49 |
| 2013-04-17 | Sold | $80,000 | $34 |
| 2012-08-30 | Price change | $85,000 | $36 |
| 2011-08-25 | Price change | $90,000 | $38 |
| 2011-06-29 | Listed for sale | $94,000 | $40 |
| 2005-04-07 | Sold | $75,000 | $32 |
| 2002-09-26 | Sold | $30,000 | $13 |
Tax History
| Year | Property Tax | Tax Assessment |
|---|---|---|
| 2025 | $10,641.47 | $632,350 |
| 2024 | $10,492.6 | $614,529 |
| 2023 | $10,433.93 | $596,630 |
| 2022 | $9,865.55 | $579,252 |
| 2021 | $9,888.09 | $562,381 |
| 2020 | $7,798.97 | $442,196 |
| 2019 | $8,029.4 | $432,254 |
| 2018 | $8,029.4 | $424,194 |
| 2017 | $7,763.24 | $85,500 |
| 2016 | $1,704.08 | $76,500 |
| 2015 | $1,548.88 | $72,000 |
| 2014 | $1,476.43 | $72,000 |
| 2003 | $0 | $50,000 |
| 2002 | $0 | $50,000 |
| 2001 | $0 | $50,000 |
| 2000 | $0 | $42,500 |
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $1,125,000Rent Basis: Observed Comp Model ($3,413/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $563/mo
Haven ScoreRisky
0/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
1.48%
NOI: $16,706/yr
Cash-on-Cash Yield
-20.6%
On $258,750 invested
DSCR Ratio
0.24x
Negative debt coverage
5-Yr Leveraged ROI
+-8.9%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (0.98% of basis)-$673/mo
Homeowner / Hazard Insurance-$563/mo
Vacancy Reserve (5% of rent)-$171/mo
Repairs & Maintenance (10% of rent)-$341/mo
Property Management (8% of rent)-$273/mo
Total Pure Operating Expenses-$2,021/mo
Net Investor Cash Flow
Gross Scheduled Rent+$3,413/mo
Less: Operating Expenses-$2,021/mo
Net Operating Income (NOI)+$1,392/mo
Less: Debt Service (30yr @ 6.75%)-$5,837/mo
Net Cash Flow
$-4,445/mo
$-53,342/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:
Similar Properties Nearby
Explore other investment opportunities in Fernandina Beach.