OFF_MARKETRisky Deal50 days on market

1323 Granite Ave

1323 Granite Ave, Billings, MT 59102, Billings, MT 59102
$289,900

Listing Price

Property image 1
1323 Granite Ave, Billings, MT 59102
Loc: Billings, MT
Days Listed
50
Tax Assessed
$632k
Lot Size
0.34 acres
Rent Estimate
$2,592/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

5

Rose Park Elementary School

PK-5
1.2 mi away
3

Lewis & Clark Middle School

6-8
1.3 mi away
4

Billings Senior High School

9-12
1.6 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
6.02%
Total ROI
89.7%
Cash Flow
$-50/mo
DSCR
0.97
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-03-12Sold$0
2026-01-07Price change$289,900$172
2025-11-21Listed for sale$299,500$178
2025-11-06Contingent$299,500$178
2025-10-06Listed for sale$299,500$178
2025-09-02Contingent$320,000$190
2025-06-02Listed for sale$320,000$190
2025-05-05Contingent$320,000$190
2025-04-11Listed for sale$320,000$190
2025-04-07Contingent$320,000$190
2024-11-25Listed for sale$320,000$190
2024-09-12Listing removed$340,000$202
2024-09-12Listed for sale$340,000$202
2024-09-07Contingent$340,000$202
2024-05-30Listed for sale$340,000$202

Tax History

YearProperty TaxTax Assessment
2025$2,989.85$478,600
2024$3,625.02$401,300
2023$3,581.67$401,300
2022$3,215.73$323,900
2021$3,058.38$323,900
2020$3,021.98$319,400
2019$3,079.93$319,400
2018$3,653.6$321,300
2017$3,552.4$321,300
2016$3,396.51$311,200
2015$3,396.51$311,200
2014$3,182.05$158,364
2013$2,573.41$154,955
2012$2,534.89$151,132
2008$0$212,100
2007$0$212,100
2006$0$212,100
2005$0$212,100
2004$0$212,100
2003$0$212,100
2002$0$178,100
2000$0$178,100
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
2
Sq Ft
2,837
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $289,900Rent Basis: Observed Comp Model ($2,592/mo)State Tax Benchmark: 0.84% (MT)Hazard Reserve: $100/mo
Haven ScoreRisky
2/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
6.02%

NOI: $17,445/yr

Cash-on-Cash Yield
-0.9%

On $66,677 invested

DSCR Ratio
0.97x

Negative debt coverage

5-Yr Leveraged ROI
+89.7%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.84% of basis)-$442/mo
Homeowner / Hazard Insurance-$100/mo
Vacancy Reserve (5% of rent)-$130/mo
Repairs & Maintenance (10% of rent)-$259/mo
Property Management (8% of rent)-$207/mo
Total Pure Operating Expenses-$1,138/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,592/mo
Less: Operating Expenses-$1,138/mo
Net Operating Income (NOI)+$1,454/mo
Less: Debt Service (30yr @ 6.75%)-$1,504/mo
Net Cash Flow
$-50/mo
$-606/year
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1323 Granite Ave | Billings, MT | Haven AI Analysis | Haven by ScoutHavens