OFF_MARKETNeutral Deal2 days on market

1102 Whispering Pines Dr

1102 Whispering Pines Dr, Billings, MT 59101, Billings, MT 59101
$650,000

Listing Price

Property image 1
1102 Whispering Pines Dr, Billings, MT 59101
Loc: Billings, MT
Days Listed
2
Tax Assessed
$377k
Lot Size
9.38 acres
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

N/A

Lockwood Primary School

PK-2
2.9 mi away
3

Lockwood Middle School

6-8
2.9 mi away
N/A

Lockwood High School

9-12
2.9 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
6.55%
Total ROI
101.3%
Cash Flow
$178/mo
DSCR
1.05
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-02-24Listed for sale$650,000$290

Tax History

YearProperty TaxTax Assessment
2025$1,754.59$376,500
2024$2,721.6$355,100
2023$2,687.81$355,100
2022$2,294.96$256,100
2021$2,274.81$256,100
2020$2,312.27$251,900
2019$2,297.61$251,900
2018$2,734.17$219,100
2017$2,238$219,100
2016$2,155.62$222,400
2015$2,155.62$222,400
2014$1,961.08$108,279
2013$1,891.7$104,116
2012$1,771.39$99,575
2008$0$124,900
2007$0$109,200
2006$0$109,200
2005$0$109,200
2004$0$109,200
2003$0$109,200
2002$0$89,100
2000$0$89,100
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
2
Sq Ft
2,240
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $650,000Rent Basis: Modeled Estimate ($5,200/mo)State Tax Benchmark: 0.84% (MT)Hazard Reserve: $190/mo
Haven ScoreNeutral
4/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
6.55%

NOI: $42,605/yr

Cash-on-Cash Yield
1.4%

On $149,500 invested

DSCR Ratio
1.05x

Tight qualification

5-Yr Leveraged ROI
+101.3%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.84% of basis)-$264/mo
Homeowner / Hazard Insurance-$190/mo
Vacancy Reserve (5% of rent)-$260/mo
Repairs & Maintenance (10% of rent)-$520/mo
Property Management (8% of rent)-$416/mo
Total Pure Operating Expenses-$1,650/mo
Net Investor Cash Flow
Gross Scheduled Rent+$5,200/mo
Less: Operating Expenses-$1,650/mo
Net Operating Income (NOI)+$3,550/mo
Less: Debt Service (30yr @ 6.75%)-$3,373/mo
Net Cash Flow
$178/mo
$2,133/year
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