OFF_MARKETRisky Deal2 days on market
2103 Poly Dr
2103 Poly Dr, Billings, MT 59102, Billings, MT 59102
2103 Poly Dr, Billings, MT 59102
Loc: Billings, MT
Days Listed
2
Tax Assessed
$353k
Zestimate®
$389k
Market Rate
Lot Size
9,975 sqft
Rent Estimate
$2,170/mo
Est. Cash Flow base
Type
single family
More Than Just a Property
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4.9
Safety Score
A+
Schools
Property Overview
A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.
Features & Amenities
Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit
Haven AI Verdict
Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
3.67%
Total ROI
38.6%
Cash Flow
$-905/mo
DSCR
0.59
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10-Year Price Projection
Institutional Underwriting Ledger
Investment Numbers & Operating Model
Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.
Data Sources:MLS List Price: $425,000Rent Basis: Observed Comp Model ($2,170/mo)State Tax Benchmark: 0.84% (MT)Hazard Reserve: $124/mo
Haven ScoreRisky
0/ 10
Multi-factor yield grade
Cap Rate (Unleveraged)
3.67%
NOI: $15,600/yr
Cash-on-Cash Yield
-11.1%
On $97,750 invested
DSCR Ratio
0.59x
Negative debt coverage
5-Yr Leveraged ROI
+38.6%
Equity + cumulative cash
Financing Scenario Controls
Adjust down payment & rates to model your personalized returnMonthly Cash Flow Breakdown
Monthly Operating Deductions
Property Taxes (0.84% of basis)-$247/mo
Homeowner / Hazard Insurance-$124/mo
Vacancy Reserve (5% of rent)-$109/mo
Repairs & Maintenance (10% of rent)-$217/mo
Property Management (8% of rent)-$174/mo
Total Pure Operating Expenses-$870/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,170/mo
Less: Operating Expenses-$870/mo
Net Operating Income (NOI)+$1,300/mo
Less: Debt Service (30yr @ 6.75%)-$2,205/mo
Net Cash Flow
$-905/mo
$-10,863/year
Underwrite with Acquisition CalculatorsTransfer this property's exact numbers into dedicated underwriting tools:
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