Off MarketRisky Deal3 days on market

4852 Geneva St

4852 Geneva St, Geneva, NY 14456, Geneva, NY 14456

$299,900

Estimate®:$304,900$5,000 Under Market

Listing Price

4852 Geneva St, Geneva, NY 14456

Loc: Geneva, NY

Days Listed

Estimate®

$305k

2% Under Valued

Lot Size

0.40 acres

Rent Estimate

$2,100/mo

Est. Cash Flow base

Type

single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9

Safety Score

A+

Schools

Nearby Schools

Educational options and performance ratings in the area.

N/A

West Street Elementary School

K-2

5.1 mi away

Geneva Middle School

6-8

6 mi away

Geneva High School

9-12

6 mi away

Property Overview

No property narrative or remarks were supplied in the source listing records. Underwriting and financial metrics are calculated directly from public record data and MLS attributes.

Features & Amenities

Cape Cod stylecottage styledistressed brickdormer windowsattached garagered front doormature treesmanicured lawncozycharmingmulti-pane windows

Haven AI Verdict

Recommendation

Risky

Confidence Score: 1/10

Exercise caution due to potential market volatility.

Cap Rate

4.35%

Total ROI

53.4%

Cash Flow

$-469/mo

DSCR

0.70

Was this AI Verdict accurate?

Data provided by Haven AI. Disclaimer

Haven AI

Property yields an estimated $-469/mo net cash flow with a 4.3% cap rate. Underwriting indicates risky fundamentals for long-term hold.

Strengths

• Prime residential location in Geneva, NY
• Long-term capital appreciation corridor

Considerations

• Verify historical operating expenses and local tax assessment
• Confirm current lease terms and tenant estoppel certificates

10-Year Price Projection

Price & Tax History

Price History

Date	Event	Price	Price/sqft
2026-07-06	Sold	$303,000	$240
2026-05-09	Pending sale	$299,900	$238
2026-02-24	Listed for sale	$299,900	$238

Getzels Group

Haven Team

CalRE #01884947

Call / Text

818.535.5337

Property Specs

Beds

Baths

Sq Ft

1,260

Address-Level Value-Add Underwriting

ARV, Rehab & Maximum Allowable Offer (MAO)

Model contractor scopes, estimated after-repair value (ARV) projections, and determine your purchase price ceiling to protect target margins.

Estimated After-Repair Value (ARV) [estimated]Modeled value-add projection (+18% baseline) for 3b/2ba in Geneva

+18% vs. list

Rehab Budget & Scope (1,260 sq ft)$56,700

Institutional Acquisition Rule75% Rule

Maximum Allowable Offer (MAO)

$208,712

Calculated as (75% × $353,882) − $56,700

Asking Price is $91,188 (30.4%) Above MAO

To achieve your target margin of 25%, submit an initial counteroffer closer to $208,712 based on $56,700 in required updates.

Current Asking Price:$299,900

Estimated ARV:$353,882

Estimated Renovation:$56,700

All-In Capital Basis (MAO + Rehab):$265,412

Projected Equity Margin:+$88,470

Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Provenance:[Observed] List Price: $299,900[Observed] Rent: $2,100/mo[Estimated] Tax Rate: 1.72% (NY)[Estimated] Hazard Ins: $100/mo[Defaulted] Reserves: 23% OpEx Baseline

Haven ScoreRisky

1/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)

4.35%

NOI: $13,046/yr

Cash-on-Cash Yield

-8.2%

On $68,977 invested

DSCR Ratio

0.70x

Negative debt coverage