OFF_MARKETRisky Deal148 days on market

16409 Fernridge St

16409 Fernridge St, Clermont, FL 34714, Clermont, FL 34714
$445,000
Zestimate®:$452,900$7,900 Under Market

Listing Price

Property image 1
16409 Fernridge St, Clermont, FL 34714
Loc: Clermont, FL
Days Listed
148
Tax Assessed
$417k
Zestimate®
$453k
2% Under Valued
Lot Size
8,316 sqft
Rent Estimate
$2,617/mo
Est. Cash Flow base
Type
single family

More Than Just a Property

We believe a home extends beyond its walls. That's why we help you explore the pulse of the community—from top-rated schools to essential emergency services. Your safety, well-being, and connection to the neighborhood matter to us.

4.9
Safety Score
A+
Schools

Nearby Schools

Educational options and performance ratings in the area.

3

Sawgrass Bay Elementary School

PK-5
0.4 mi away
6

Windy Hill Middle School

6-8
7.4 mi away
5

East Ridge High School

9-12
9.2 mi away

Property Overview

A stunning investment opportunity in a prime location. This property features modern amenities, spacious living areas, and strong rental potential.

Features & Amenities

Open Floor PlanHardwood FloorsModern KitchenStainless Steel AppliancesCentral Heat/AirLarge BackyardParkingNear Transit

Haven AI Verdict

Recommendation
Pending...
Confidence Score: 0/10
Exercise caution due to potential market volatility.
Cap Rate
3.91%
Total ROI
43.9%
Cash Flow
$-857/mo
DSCR
0.63
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Data provided by Haven AI. Disclaimer

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10-Year Price Projection

Price & Tax History

Price History

DateEventPricePrice/sqft
2026-04-10Sold$455,000$216
2026-03-17Pending sale$445,000$211
2026-02-12Price change$445,000$211
2026-02-03Listed for sale$455,000$216
2026-01-25Pending sale$455,000$216
2025-09-30Listed for sale$455,000$216
2024-06-24Listing removed$0
2024-06-18Listed for rent$2,800$1
2023-03-31Listing removed$0
2023-03-23Listed for rent$3,000$1
2021-04-23Sold$325,000$154

Tax History

YearProperty TaxTax Assessment
2025$5,970.93$332,550
2024$5,049.1$302,319
2023$4,764.39$294,695
2022$4,429.02$282,195
2021$986.69$38,500
2020$764.94$35,000
Nathaniel Pitchon-Getzels Logo
Getzels Group
Haven Team
CalRE #01884947
Call / Text
818.535.5337

Property Specs

Beds
4
Baths
3
Sq Ft
2,109
Institutional Underwriting Ledger

Investment Numbers & Operating Model

Standardized cash flow underwriting modeled with state tax schedules, regional insurance hazard risk, and disciplined operating reserves.

Data Sources:MLS List Price: $445,000Rent Basis: Observed Comp Model ($2,617/mo)State Tax Benchmark: 0.98% (FL)Hazard Reserve: $223/mo
Haven ScoreRisky
0/ 10

Multi-factor yield grade

Cap Rate (Unleveraged)
3.91%

NOI: $17,420/yr

Cash-on-Cash Yield
-10.1%

On $102,350 invested

DSCR Ratio
0.63x

Negative debt coverage

5-Yr Leveraged ROI
+43.9%

Equity + cumulative cash

Financing Scenario Controls
Adjust down payment & rates to model your personalized return

Monthly Cash Flow Breakdown

Monthly Operating Deductions
Property Taxes (0.98% of basis)-$340/mo
Homeowner / Hazard Insurance-$223/mo
Vacancy Reserve (5% of rent)-$131/mo
Repairs & Maintenance (10% of rent)-$262/mo
Property Management (8% of rent)-$209/mo
Total Pure Operating Expenses-$1,165/mo
Net Investor Cash Flow
Gross Scheduled Rent+$2,617/mo
Less: Operating Expenses-$1,165/mo
Net Operating Income (NOI)+$1,452/mo
Less: Debt Service (30yr @ 6.75%)-$2,309/mo
Net Cash Flow
$-857/mo
$-10,288/year
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16409 Fernridge St | Clermont, FL | Haven AI Analysis | Haven by ScoutHavens